Farmhouse Available Now Four Seasons at The Ranch - 55+ New-Home Deals, Pricing & Incentives
K. Hovnanian Homes | Rancho Cordova, Sacramento County, CA (ZIP 95742) | Verified Snapshot: October 27, 2026
Resort clubhouse living · Rancho Cordova, Sacramento County
A finished clubhouse community, ready now
Four Seasons at The Ranch is for buyers who want a finished clubhouse community right away: a K. Hovnanian neighborhood in Rancho Cordova where dozens of quick move-in homes sit around The Lodge, with indoor swimming, pickleball, and a full social calendar from day one. It suits people who are ready to move into an already-thriving community rather than wait for phases to build out.
An honest trade-off to weigh
The trade-off is choice plus financing: with dozens of quick move-ins the decision is less about whether a home exists and more about which homesite beats which, and whether the advertised 7/6 ARM or the Flex Cash equivalent works better depends on your down payment and hold time.
Where it sits
Rancho Cordova sits off Kiefer Boulevard and Sunrise Boulevard with Raley's and Bel Air shopping at Anatolia, the Sutter and Kaiser medical corridors nearby, and Highway 50 leading toward Folsom Lake recreation.
Current deals snapshot
Pricing, incentives & quick move-ins †
Last Observed
2026-10-27T20:15:00-07:00
Last Verified
2026-10-27T21:00:00-07:00
Last Published
October 28, 2026
As of October 27, 2026, K. Hovnanian's Four Seasons at The Ranch in Rancho Cordova lists 37 Quick Move-In 55+ homes across four single-story collections ($479,990 † to $779,680 † ), including 6 completed Available Now homes, a documented $11,200 † price reduction on Franklin Homesite 0027 ($745,890 † , was $757,090 † ), and a 4.99% † (5.883% - 7.413% APR) † financing promotion or Flex Cash † equivalent on contracts signed through October 31, 2026 † .
- Total builder homes listed
- 37 Quick Move-In Homes
- Winter: 11, Spring: 10, Summer: 8, Autumn: 8
- Completed / available now
- 6 Homes
- Homesites 0027, 0089, 0006, 0069, 0067, 0071
Financing note: financing figures on this page are advertised by the builder or its preferred lender and are not offered by The Gary Lee Team. Every advertised rate is paired with its APR; all rates are subject to credit approval and qualification, and terms may change or be withdrawn without notice.
Buyer representation advisory
Planning to Visit This Builder? Let's Talk First.
Contact Gary Lee (916-595-4279, DRE #01448722) or Rutsell Lee (916-695-2800, DRE #02067791) before scheduling a tour, unlocking a self-guided UTour, or registering on khov.com. Prior contact with the builder may affect eligibility for cooperating-broker representation.
A Disclosure A: Independent Representation
The Gary Lee Team works for you as an independent buyer's representative and is not employed by any builder. Builder pricing and incentives are set by the builder alone.
B Disclosure B: Builder Visit Advisory
Builder registration procedures and cooperating-broker policies can vary. If you'd like independent buyer representation, contact Gary and Rutsell before visiting a sales office or registering online so we can review the applicable procedures and help you plan your visit. Call Gary: 916-595-4279, or Rutsell: 916-695-2800.
Before your first builder visit, read the First-Visit Buyer Representation guide: how builder registration, cooperating-broker policies, and representation work for California new construction.
Read the guideActive homesite inventory †
Six completed homesites listed as Available Now by the builder as of October 27, 2026. Lot numbers are text strings (for example, "0027"), each card carries its current advertised price and any documented previous price, and every homesite is subject to prior sale. Reconfirm every status with the sales office before you plan around it.
- Farmhouse Available Now
- Verified photo pendingClassic Available Now
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Loft Available Now -
Loft Available Now - Verified photo pendingFarmhouse Available Now
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Classic Available Now
Availability and move-in timing change constantly. Any future status shown here is a dated observation from the builder's published data and must be reconfirmed with the sales office before you plan around it.
C Disclosure C: Inventory & Availability
Homesite availability and move-in timing change without notice. No homesite is shown as available without a verified, dated status, and every status must be reconfirmed with the sales office. All six homesites listed above are "Available Now" as of October 27, 2026 and are subject to prior sale.
Builder Pricing & Availability History †
Builder Pricing & Availability History
Batch 1 baseline observation log: October 5, 2026 to October 27, 2026. These are dated observations of the builder's published active feed and are clearly separate from the current homesite inventory table above. They are presented as history, never as current prices and never as sale prices.
- Oct 5, 2026 Total QMI count observed at 26 on the builder’s active quick move-in feed. Source: builder active quick move-in feed, observed by Gary Lee and Rutsell Lee
- Oct 5 - Oct 27, 2026 Total QMI count rose from 26 to 37 across the observation window. Source: builder active quick move-in feed, observed by Gary Lee and Rutsell Lee
- Oct 5 - Oct 27, 2026 Franklin Lot 0034 was removed from the active builder QMI feed. It is flagged for status verification and is NOT treated as sold. Source: builder active quick move-in feed, observed by Gary Lee and Rutsell Lee
- Oct 5 - Oct 27, 2026 Franklin Lot 0027 recorded an $11,200 price cut: $757,090 to $745,890. † Source: builder active quick move-in feed, observed by Gary Lee and Rutsell Lee
Not treated as sold: Franklin Lot 0034 was removed from the active builder QMI feed during this window. Removal from the feed does not mean the home sold; its status is flagged for verification and must be confirmed with the sales office.
Specials of the week
Promotion ID: promo-khov-fsr-202610
4.99% † Initial Interest Rate (5.883% APR) † on a Conventional 7/6 Adjustable-Rate Mortgage (ARM) OR Flex Cash † Equivalent
As advertised: this financing program is offered by the builder or its preferred lender, subject to credit approval and qualification, and may change without notice.
- Fixed 4.99% † / 7.368% - 7.413% APR † promo tags on Winter Collection Homesites 0069, 0067, and 0071.
- Eligible homes: Select Quick Move-In homes at Four Seasons at The Ranch.
- Financing & lender attribution: requires financing through K. Hovnanian American Mortgage, L.L.C. (NMLS #3259).
- Contract & closing deadlines: purchase agreement signed 9/30/2026 - 10/31/2026 † ; escrow must close on or before 11/30/2026 † .
D Disclosure D: Builder Promotions
Price reductions, financing benefits, design upgrades, and closing-cost assistance are different forms of value and are never treated as interchangeable cash savings. Builder promotions change without notice and are reported only with their source and written terms.
E Disclosure E: Financing
Financing promotions are offered by the builder's preferred lender and are subject to credit approval, qualification, and written terms. Nothing here is a commitment to lend or a guarantee of any rate.
Tier 2
Already Have a Builder Quote? Let's Review the Details.
Share the written quote and we'll help you read the numbers: price, incentives, upgrades, financing terms, and the fine print.
Beyond the Purchase Price: What Will This Home Really Cost?
Property taxes & CFD / Mello-Roos
Located in the City of Rancho Cordova (Sacramento County). Parcels are subject to base 1% ad valorem property tax, voter-approved bonds, and Rancho Cordova Sunridge Community Facilities District (CFD / Mello-Roos) special taxes. Eligible California homeowners 55+ can transfer their existing Prop 13 base-year value under California Proposition 19. Learn how Proposition 19 applies .
Solar lease obligation
Footnote: Per K. Hovnanian's official disclosure, Quick Move-In homes include leased solar panels, and the cost of the solar lease is excluded from the advertised purchase price. Buyers must qualify for and assume the solar lease or inquire about solar purchase options.
HOA assessments
Covers gated maintenance, common-area landscaping, and full access to The Lodge clubhouse, indoor/outdoor pools, fitness wing, and courts (confirm current phased HOA schedule in builder DRE Public Report).
Community lifestyle & amenities
Life Beyond Your Front Door
Everyday life at Four Seasons at The Ranch revolves around The Lodge, where residents start the morning with indoor lap swimming or yoga, join organized pickleball and bocce leagues, gather around the outdoor firepits, or play billiards and poker with neighbors.
“With 37 Quick Move-In homes across four collections as of late October 2026, buyers have rare leverage on completed homesites like Franklin Lot 0027 and Eagle Lot 0069 - especially if you can close by November 30. Always compare whether taking K. Hovnanian's Flex Cash toward price/closing costs beats the 7/6 ARM rate buydown for your specific down payment.” †
“Because K. Hovnanian pre-designs each home around four interior 'Looks' (Loft, Farmhouse, Classic, Elements), downsizers who don't want six months of design-center stress can tour the actual finished home and move right into an already-thriving clubhouse community.”
New Construction or Resale: Which Fits Your Next Chapter?
Four Seasons at The Ranch now has both brand-new builder QMIs (with builder warranties and rate/Flex Cash incentives) and early-phase resale homes (which often include completed backyard landscaping, window coverings, and occasionally paid-off solar). Explore live resale listings on our Four Seasons at The Ranch Community Page .
Local amenities around Four Seasons at The Ranch
Neighborhood location & everyday conveniences
Located off Kiefer Blvd & Sunrise Blvd in Rancho Cordova near Raley’s/Bel Air shopping at Anatolia, Sutter & Kaiser Permanente medical corridors in Rancho Cordova/Folsom, and Highway 50 / Folsom Lake recreation.
- Raley's / Bel Air shopping at Anatolia
- Sutter & Kaiser Permanente medical corridors in Rancho Cordova / Folsom
- Highway 50 access
- Folsom Lake recreation
HOA & community rules
Age-qualified occupancy rules
Age-qualified 55+ community governed by federal HOPA and community CC&Rs. The community requires at least one resident to be 55 or older, and permanent residents under age 19 are not permitted. Under the federal Housing for Older Persons Act (HOPA), a community that qualifies as housing for older persons must have at least 80 percent of its occupied homes occupied by at least one person age 55 or older; that 80 percent threshold is a federal qualification requirement, while the one-resident-55-plus and no-permanent-residents-under-19 rules are this community’s own policy under its CC&Rs.
Community policy vs. federal requirement: The 80 percent threshold is the federal HOPA qualification standard for a community to be treated as housing for older persons. It is not the community's occupancy rule. The occupancy rule that applies to the homes here is this community's own policy under its CC&Rs: at least one resident 55+, with no permanent residents under age 19. Confirm current age-verification and guest policies in the governing documents.
Video & photo gallery
Plot map & floor plans †
The builder's own tools open in a new tab and are hosted on the builder's platform. Explore the community site plan and floor plans directly:
Community photo gallery
Photography is being prepared for this page. Each slot below shows the caption and provenance that will appear with the approved photo when it is uploaded. No image is shown until it is verified and hosted by this site.
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Hero photo
Four Seasons at The Ranch in Rancho Cordova, CA — Main Lodge clubhouse hall photographed by NorCal55Plus
Actual community photography
Photography being prepared
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Exterior 1
Four Seasons at The Ranch by K. Hovnanian in Rancho Cordova, CA — Front exterior overview of The Lodge clubhouse
Builder-provided photography
Photography being prepared
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Exterior 2
Four Seasons at The Ranch by K. Hovnanian in Rancho Cordova, CA — Franklin plan Farmhouse exterior elevation (builder rendering)
Builder rendering
Photography being prepared
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Interior 1: Kitchen
Four Seasons at The Ranch by K. Hovnanian in Rancho Cordova, CA — Franklin plan gourmet kitchen with Farmhouse Look cabinetry
Builder-provided photography / AI-altered
Photography being prepared
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Interior 2: Great Room
Four Seasons at The Ranch by K. Hovnanian in Rancho Cordova, CA — Franklin plan open great room and living area
Builder-provided photography / AI-altered
Photography being prepared
G Disclosure G: Photography
All imagery is authentic to this community and captioned with provenance. Renderings, virtual staging, and AI-altered images are labeled as such and never passed off as photographs. Until approved community photography is uploaded, this gallery honestly shows no images rather than substituting photos from elsewhere.
Private tours with Gary & Rutsell
Schedule a Private Tour
Tell us about the visit you have in mind for Four Seasons at The Ranch in Rancho Cordova, Sacramento County, and Gary or Rutsell will confirm the day and time with you by text or email. No live calendar and no instant booking: just a real conversation about the community first.
Step 1 of 2 Tell us about your visit
Talk to the specialists
Contact Gary & Rutsell
Independent buyer representation for Four Seasons at The Ranch and every 55+ community in Northern California. English, Tagalog and Bisaya spoken.
- Gary Lee REALTOR® · CA DRE #01448722 (916) 595-4279 Text Gary
- Rutsell Lee REALTOR® · CA DRE #02067791 (916) 695-2800 Text Rutsell
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eXp Realty of Northern California, Inc.
915 Highland Pointe Dr, Suite 250, Roseville, CA 95678 - Team languages: English, Tagalog and Bisaya
F Disclosure F: Information Accuracy
Figures on this page are verified only when they carry a source and a check date. No unverified figure is published, and no historical observation is presented as current or as a sale price. Confirm everything in writing.
Buyer FAQs
Four Seasons at The Ranch, answered
What are the current builder incentives at Four Seasons at The Ranch in Rancho Cordova?
As of October 27, 2026, the builder advertises 4.99% / 5.883% APR on a 7/6 ARM or Flex Cash equivalent through 10/31/26, a -$11,200 price cut on Franklin Lot 0027, and fixed 4.99% promo tags on Winter Lots 0069, 0067, and 0071. Terms change without notice and must be confirmed in writing with the sales office. † † †
Are solar panels included in the price at Four Seasons at The Ranch?
No. The builder's disclosure specifies that solar panels are leased and excluded from the advertised purchase price, so the solar lease is not included in the price shown. Buyers must qualify for and assume the solar lease or ask about solar purchase options.
How do the Winter, Spring, Summer, and Autumn collections differ?
The four collections differ mainly in square footage and floor plan range. Square footage runs from 1,507 sq. ft. in the Winter collection up to 2,860 sq. ft. in the Autumn collection, across four interior Look packages (Loft, Farmhouse, Classic, Elements). †
Can The Gary Lee Team help me compare new K. Hovnanian homes with resale listings in Four Seasons at The Ranch?
Yes - The Gary Lee Team represents buyers across both new construction and resale homes in Four Seasons at The Ranch, and can compare the builder’s advertised new-home pricing and incentives against early-phase resale listings in the same community.
Tier 3
Your Next Home Deserves Experienced Guidance.
Gary and Rutsell have guided 55+ buyers across Northern California since 2004. Next chapter, guided by people who do this every day. English, Tagalog and Bisaya spoken.
Community directory
Explore other 55+ communities
Every community on this platform has its own deals page with verified pricing and incentives. Start with the shortlist below, then open the comparison picks to see why each one is worth weighing side by side.
- Four Seasons at Homestead K. Hovnanian · Dixon, Solano County
- Esplanade at Turkey Creek Taylor Morrison · Lincoln, Placer County
- Esplanade at Madeira Ranch Taylor Morrison · Elk Grove, Sacramento County
- Trilogy at Bickford Ranch Shea Homes · Lincoln, Placer County
- The Meadows at Marsh Creek Shea Homes · Brentwood, Contra Costa County
- Heritage Placer Vineyards Lennar · Roseville, Placer County
- Heritage Carson Creek Lennar · El Dorado Hills, El Dorado County
- Regency at Folsom Ranch Toll Brothers · Folsom, Sacramento County
- Regency at Tracy Lakes Toll Brothers · Tracy, San Joaquin County
- Del Webb at River Islands Del Webb · Lathrop, San Joaquin County
- Luminescence at Liberty DeNova Homes · Rio Vista, Solano County
- Summit at Liberty LGI/Terrata Homes · Rio Vista, Solano County
- Dry Creek Oaks Riverland Homes · Galt, Sacramento County
- The Collective in Manteca Trumark Homes · Manteca, San Joaquin County
- Jackson View Estates The Advantage Group · Jackson, Amador County
You may also want to compare
Tailored comparisons from The Gary Lee Team, each with a stated reason.
K. Hovnanian Four Seasons at Homestead Dixon, Solano County The same K. Hovnanian builder in a one-home closeout, the clearest way to see what a final phase looks like.
Compare Four Seasons at Homestead Toll Brothers Regency at Folsom Ranch Folsom, Sacramento County Another Sacramento-region resort-scale community with quick move-ins, a good check on clubhouse size and price range.
Compare Regency at Folsom Ranch Lennar Heritage Carson Creek El Dorado Hills, El Dorado County A Lennar community with documented price cuts and a large clubhouse, a different builder recipe worth testing.
Compare Heritage Carson Creek
More from The Gary Lee Team
All 16 Builder Deals hubs Return to the master directory Builder Homes of the Week archive Published weekly builder updates Full Four Seasons at The Ranch community guide The parent community guide on NorCal55Plus.com Best NorCal 55+ Builders comparison How the top 55+ builders compare across Northern California Four Seasons at The Ranch market update October 2026 resale market report The 55+ Living Magazine Community guides, lifestyle, and education
Read before you rely on any figure
Disclosures & Important Notes
Every rate, APR, price, incentive, deadline, and specification on this page carries a superscript dagger (†) that is an in-page link to the matching numbered note below. The links are plain HTML anchors and work without JavaScript.
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Lender and published rates
The Gary Lee Team and eXp Realty of Northern California, Inc. (CA DRE #02188495) operate strictly as independent real estate transition specialists and buyer advocates. We are not a licensed mortgage lender, financial institution, or builder affiliate. All advertised financing terms, interest rate buy-downs, and promotional ARM packages are offered solely by the builder's preferred lending entity, subject to individual credit qualification, underwriting approval, and separate documentation rules. All rates, terms, and incentives are subject to rapid structural adjustments or withdrawal by the builder without prior notice.
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Homes for sale: availability and pricing
All quick move-in inventory specifications, design gallery option selections, pricing parameters, and financial credits are reported on a first-come, first-served basis. Incentives apply strictly to the individual designated homesite parcel identified by its specific textual lot token code. Advertised entry points are restricted to a single property at this exact price position. Once a homesite transitions to a reserved, pending, or sold state, all corresponding builder promotions attached to that parcel immediately expire and cannot be transferred to alternative homesite lines.
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The builder is the seller
The Gary Lee Team represents buyers, does not set builder prices, and all prices, incentives, and terms are set by the builder and subject to change without notice.
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Subject to prior sale
Every specific homesite shown on this page is subject to prior sale and can be taken off the market by the builder at any time. Availability and move-in timing must be confirmed with the sales office before you plan around them.
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Financing offers, rates, and APRs
Financing offers such as rate buydowns, Flex Cash, and closing-cost credits are provided by the builder or its lender, carry the stated expiration and closing dates, and may not be combinable. Every advertised rate shown on this page is paired with its APR wherever a rate and term are stated, consistent with Regulation Z.
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Square footage, floor plans, and features
Square footage, floor plans, and features are approximate and may vary from the plans shown. Renderings and builder imagery are illustrative. Any image labeled as an artist rendering, builder-provided, or AI-altered carries that exact provenance label.
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HOA and Mello-Roos figures
HOA and Mello-Roos (CFD) figures appear on this page only where they have been verified. Until then, an honest pending state is shown and no figure is invented.